Services


Merchant Account


Accept Credit and Debit Cards, At Lower Costs


Offering to traditional and non traditional merchants more options to collect payments will earn more sales and increase your client base. PayNet Systems merchant accounts let you easily accept Visa, MasterCard, American Express credit and debit cards at the most competitive rates.

Get real-time online reporting and virtual terminal solutions. Benefit from state-of-the-art point-of-sale countertop and wireless terminals.

We offer a wide range of industry-specific solutions for payment processing and help your business with features geared for your specific type of industry, from retail to eCommerce and more. Take advantage of fast and simple merchant account solutions with competitive rates that help you earn more with less expense.

Benefits


•   Allow customers to pay quickly and easily
•   Increase customer sales and client loyalty
•   Innovative, reliable point-of-sale hardware
•   Convenient, secure and safe payment options
•   Full-service online merchant account reporting
•   Free, no obligation rate quote and savings analysis


eCheck


An eCheck (electronic check) is an electronic version of a paper check used to make payments online. Anyone with a checking account can pay by eCheck through PayNet Systems eCheck processing partner.

To make a payment with an eCheck, customer simply provides the following information:
•   Customer bank routing number
•   Customer bank account number
•   The name of customer bank account
Our exclusive, fully integrated electronic check payment method enables millions of merchants to accept and process payments from bank accounts directly through merchant website or Virtual Terminal. Merchant can accept electronic checks in addition to credit cards.

Features & Benefits
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By accepting electronic checks, merchant expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

Lower Fees
Lower rates than credit cards or PayPal.

More Efficient
eCheck does everything online, eliminating the cost and inconvenience of manually processing paper checks and waiting for checks in the mail.

Fully Integrated Solution
No third-party integration required—implementing eCheck is easy for merchants already using the Woo Commerce, NMI or other Payment Gateway.

Ship Product Sooner
Improved up-front transaction validation that returns the status of transactions faster.

Security
eCheck processor uses the latest Transport Layer Security (TLS) technology for secure Internet Protocol (IP) transactions.

eDebitDirect


We provide a secure online system for merchants to directly debit merchant customer’s bank account.

•   eDebitDirect is automated. Simply enter customer’s info and you can track your deposits right to the bank.
•   eDebitDirect reduces returned items and posting errors, by quickly and accurately debiting your customer’s account without ever having to handle paper checks.
•   eDebitDirect gives you real-time reporting, so you can reconcile your deposits as often as you like.
•   eDebitDirect saves you money by eliminating labor costs associated with checks and reducing NSF fees.
•   eDebitDirect is fast. Why wait for a check to arrive, when you can take payments over the phone and have your funds within hours.
•   eDebitDirect allows you to schedule recurring payments such as memberships and to break up large payments.
•   eDebitDirect stores all your processed payments in a secure database so you can access them at any time.
•   eDebitDirect will strengthen your business and increase customer loyalty, by providing your customer with a payment option that is quick, convenient, and secure.

NMI Gateway




•   Lowest Monthly Gateway and Transactions Fees
•   Support USD, CAD, EUR and other currencies
•   Support Visa, MasterCard, American Express,                Discover, JCB, Diner’s Club and Apple Pay


• Support 150+ Processors / 175+ Shopping Carts
• Multiple MIDs All In One Place
• Advanced Transaction Routing(ATRI) and Load              Balancing directives

Omni-Channel Acceptance Methods


Payment Gateway Solutions for
Every Merchant Environment


Gone are the days of merchants selling in one environment. To be successful, merchants must do business where their customers prefer to buy from. Our Omni-channel payments enablement platform can help your merchants accept payments in any environment, whether it’s e-commerce, retail, MOTO, mobile or an integrated solution – PayNet Systems & NMI has you covered.